Calculate Gross Income

Add your base salary, bonuses, overtime, and other earnings to find your total gross annual income — before taxes and deductions.

Gross Income Calculator

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Your Total Gross Annual Income
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Gross Figure

This is before taxes. Calculate your net income →

What Is Gross Income?

Understanding Gross Annual Income

Gross income is your total earnings before any money is taken out for taxes, retirement, or health insurance. It's the starting point for all income calculations.

Lenders, landlords, and financial institutions typically ask for your gross income when assessing applications.

  • Includes base salary, wages, and tips
  • Includes bonuses, commissions, and overtime
  • Includes freelance and other income
  • Does NOT subtract taxes or deductions
Gross Income FormulaBase Salary + Bonuses + Overtime + Other Income
Gross vs NetNet = Gross − Taxes − Deductions

Use our net income calculator to subtract taxes and find take-home pay.

FAQ

Gross Income Questions

What is gross income?
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Gross income is your total earnings before taxes and deductions. It includes base salary, bonuses, overtime, commissions, and any other compensation you receive.
Do I include bonuses in gross income?
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Yes. Bonuses, signing bonuses, and performance bonuses are all part of gross income. Our calculator has a dedicated bonus field so you can add them separately.
How is gross income different from net income?
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Gross is before deductions; net is after. Use our net income calculator to subtract taxes and find your actual take-home pay.
Is gross income the same as total income?
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In personal finance, yes — both terms refer to all earnings before deductions. The terminology varies slightly in business accounting contexts.

Know Your Gross. Now Find Your Net.

Subtract taxes and deductions to discover your real take-home annual income.